Question: Can I Keep Obamacare And Medicare?

Is the Affordable Care Act the same as Medicare?

Are Obamacare and Medicare the Same Thing.

The Affordable Care Act (ACA, also commonly called Obamacare) and Medicare are two very different concepts.

Medicare is a federal health insurance program for people 65 and older, as well as certain younger people with disabilities or medical conditions..

Should I keep my health insurance if I have Medicare?

Because Medicare is the first, or primary, payer of health claims, your private insurance would at best be used to cover any coverage gaps in your Medicare coverage.

How long can you stay on Obamacare?

26 yearsThe Affordable Care Act (Obamacare) allows young adults to get coverage through their parent’s health plan until they turn 26 years old.

Do I need a secondary insurance with Medicare?

The one that pays second (secondary payer) only pays if there are costs the primary insurer didn’t cover. The secondary payer (which may be Medicare) may not pay all the uncovered costs. If your employer insurance is the secondary payer, you may need to enroll in Medicare Part B before your insurance will pay.

Can you get Obamacare if you are on Medicare?

Yes. You can get a Marketplace plan to cover you before your Medicare begins. You can then cancel the Marketplace plan once your Medicare coverage starts.

Can I keep Obamacare after I turn 65?

Individual market plans no longer terminate automatically when you turn 65. You can keep your individual market plan, but premium subsidies will terminate when you become eligible for premium-free Medicare Part A (there is some flexibility here, and the date the subsidy terminates will depend on when you enroll).